StudentAid BC Calculator
Estimate your 2026–27 StudentAid BC funding: how much comes as grants you keep, and how much as loans.
Estimate based on published 2026–27 grant tables and StudentAid BC weekly maximums (higher with dependant children). Doesn't model expected parental or spousal contributions, so treat loan amounts as an upper bound. Not an award decision.
How StudentAid BC funding works
One application covers both federal and BC aid. The grant layer is driven by the Canada Student Grant: up to $525 for each month of full-time study if your family income is under the threshold for your family size, phasing out gradually above it. Students with kids can add $280 per dependant per month, and BC's weekly funding cap rises from $520 to $740 too. Repayable Canada and BC student loans fill the gap up to those weekly maximums.
Estimate based on the published 2026–27 grant tables and weekly maximums. Your exact package depends on assessed need, including parental or spousal contributions. Apply through StudentAid BC for your official number.
Studying elsewhere? OSAP (Ontario) · Alberta Student Aid
Common questions
How much can I get from StudentAid BC?
For 2026-27, full-time students can receive up to $520 per week of study in combined loan and grant funding, or up to $740 per week if you have dependant children. A standard 34-week school year works out to roughly $17,700 and $25,200 respectively.
How much of it is grants vs. loans?
The Canada Student Grant pays up to $4,200 a year ($525 per month of study) if your family income is below the threshold for your family size, phasing out above it. BC layers its own grants, like the BC Access Grant, on top for eligible programs. The rest comes as repayable Canada and BC student loans.
Is StudentAid BC based on my parents' income?
Yes, if you're a dependent student. Parental income above a moderate standard of living reduces your assessed need, which mainly shrinks the loan portion. This calculator doesn't model that contribution, so treat the loan figure as an upper bound.
Do I have to pay back the grants?
No. Grants are yours to keep as long as you stay enrolled full-time for your study period. If you withdraw early, grant money can be converted to loan.
What if I'm not in BC?
Every province integrates the same federal grants into its own program. Ontario students should use the OSAP calculator, and Alberta students the Alberta Student Aid calculator (Quebec, NWT, and Nunavut run separate systems).