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High school juniors and seniors may form teams of one to five students to compete in the Modeling the Future Challenge, a math-modeling research project analyzing real-world risks using data analysis and actuarial methods. Registration is free and open to students in formal, informal, or homeschool groups.
Teams submit a qualifying report and may advance through semifinals to finals. The top four teams receive tuition scholarships paid to U.S. colleges, with the highest award up to $25,000 divided among team members.
Conduct an actuarial research project with recommendations for a company, organization, or government agency. Teams advancing beyond the first phase receive mentorship from actuarial professionals.
The Modeling the Future Challenge awards Up to $25,000 (4 winners).
The deadline is November 8, 2026. Applications submitted after the deadline are typically not considered, so plan to finish early.
Key requirements include: High school; Third year; Fourth year; United States. Check the full eligibility section above, or create a free Award Scholar profile to have every requirement checked against your profile automatically.
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Yes, the application includes one essay question. Award Scholar drafts scholarship essays in your own voice, so the writing takes minutes instead of hours.
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